lower-income people tend to be “hoarders” and richer people are able to do more “minimalist” living spaces. if u don’t have much, you will hold onto any little thing that comes across your way. you got a new tv, but you still keep the old tv because you know things can break. you keep extra boxes of macaroni and cheese lying around because there will be a week when you don’t have money for groceries. you hold onto your stacks of books and clothes for dear life. those are your assets. physical evidence of where your money’s gone. it’s hard to get rid of it. the bare wall is terrifying when you don’t have much.